Your earnings should not need a bank’s permission
A cleaner in Bogotá completes a job on Monday. By Thursday, her payment has passed through three correspondent banks, lost 9% to fees, and arrived in a currency losing value by the week. A handyman in Casablanca bills a client in France. The SWIFT transfer takes four days. A nail technician in Cebu sends money home from a job in Dubai and watches Western Union take its cut.
These are not edge cases. They are the daily reality for hundreds of millions of gig workers, expats and service providers — people who work hard, deliver real value, and then watch the financial system extract a toll every time money moves.
At Manofix, we built stablecoin payouts directly into the platform because we believe payment infrastructure should serve the people who do the work — not the banks in between. When a tasker completes a job, their earnings land in a balance they control. They can withdraw to any compatible stablecoin wallet, instantly, with no conversion markup and no waiting for a banking day.
This article introduces three platforms we recommend to Manofix taskers globally. All three let you hold, spend and grow your USDC or USDT balance with a Visa card that works at 140+ million merchants worldwide. All three offer yield on your balance. And all three come with a signup bonus when you use the links below.
Why stablecoins are replacing remittance
Stablecoins are digital dollars. 1 USDC = $1 USD. They settle in seconds, not days, and move for cents, not percentages.
- Inflation protection — holding earnings in USDC protects their value even as local currency weakens. Transformative for taskers in Argentina, Turkey, Nigeria or Vietnam.
- No middlemen — no SWIFT fees, no correspondent bank markups, no PayPal holds. Money arrives in full.
- Yield on idle balances — earn 6–11% APY on your stablecoin balance. Your local bank offers 0.1%.
- Spend anywhere — Visa accepted at 140M+ merchants. Tap at any supermarket, book flights, or withdraw at an ATM.
The three cards we recommend
KAST Best overall • 170+ countries
KAST is a Solana-powered stablecoin Visa card founded by a former Circle executive (the company behind USDC). Works in 170+ countries, accepted anywhere Visa is accepted.
- 0% crypto-to-fiat conversion fee — you spend exactly what you deposit
- Up to 12% cashback on spending depending on your card tier
- Yield on your USDC balance — earn while you are not spending
- Instant virtual card ready on Apple Pay or Google Pay within minutes of signup
- US account number & routing number included — receive ACH payments without US residency
- Works in Morocco, Vietnam, Colombia, Senegal, Philippines and everywhere Visa is accepted
Tuyo Best for LATAM • Self-custody
Tuyo is a self-custodial stablecoin finance app. Your private keys never leave your device — no bank, no custodian, just your money on-chain.
- Up to 11% APY on USDC — one of the highest yields on any consumer stablecoin card
- Free USD, EUR and MXN account numbers in your own name
- Instant, fee-free transfers between Tuyo users
- Self-custody — Tuyo cannot freeze your account or confiscate your funds
- Available in US, EU, Mexico, Colombia, Brazil, Chile and Argentina
- TUYO token airdrop — early users accumulate points converting to tokens at TGE
WeFi Emerging markets • Telegram Mini App
WeFi is the world’s first “Deobank” — co-founded by Reeve Collins, co-founder of Tether (USDT), backed by veterans from Visa and Wise.
- Visa cards at 140M+ merchants — virtual, plastic and metal tiers available
- No FX fees on transactions
- ATM cash withdrawals supported
- EU-regulated: VASP license (Czech Republic) + EMI license covering the full EU
- Self-custodial wallets via Fireblocks institutional infrastructure
- Available as a Telegram Mini App — no separate app download needed. Open Telegram, find WeFi, and manage your account, card and balance directly from chat. Perfect for taskers in Southeast Asia, Africa and the Middle East where data or storage is limited.
How it works with Manofix
- Complete a job on Manofix → earnings arrive as USDC in your wallet
- Your balance earns yield automatically (6–11% APY)
- Tap your virtual or physical Visa card at any merchant worldwide
- Stablecoin converts to local currency at checkout — 0% fee on KAST
No bank. No waiting days for a wire. No percentage lost to remittance. Just your earnings, working for you.
Quick comparison
| Platform | Best for | Yield | Cashback | Telegram |
|---|---|---|---|---|
| KAST | Global all-rounder | Yes | Up to 12% | — |
| Tuyo | LATAM, self-custody | Up to 11% APY | Yes | — |
| WeFi | Emerging markets, SEA, MENA | Coming soon | Yes | ✓ Mini App |
All three are free to start. Sign up to Manofix as a tasker, connect your wallet, and start earning on your own terms — wherever in the world you are.